Holidays - the best time of year - should be subject only with positive memories. But not everything goes the way one would expect. They may suffer, for example while on holiday in an accident, become ill. When traveling domestically, then the formalities are not sure about that complicated. A stay abroad, however, draws some particulars regarding the payment to him.![[travel-insurance-cover.jpg]](http://3.bp.blogspot.com/_Utny050WDEo/SvTKmYbrL0I/AAAAAAAAA4Q/88TCAxqMlrw/s1600/travel-insurance-cover.jpg)
If the specific country with no social security agreement is concluded, then the tourists (as legally insured, see SHI) all the costs themselves, which arise when you may be treated in a hospital or just needs to be in a practice and some drug - needs and remedies. It may even happen that you have to cancel the vacation early, what entails additional costs. If you own a travel insurance, then you are always on the safe side.![[travel.jpg]](http://2.bp.blogspot.com/_Utny050WDEo/SvTKl98Ek8I/AAAAAAAAA4I/UzL-v970ZrA/s1600/travel.jpg)
Such travel insurance can be completed for a particular holiday, so for a given period, or as annual travel insurance. Traveled to several times a year, offers quite sure of the annual contract.
It was deemed necessary, you can also include a so-called trip cancellation insurance to travel insurance, which pays the costs, one should have to withdraw from the travel contract due to illness.![[elderycouple1.jpg]](http://3.bp.blogspot.com/_Utny050WDEo/SvTKljHaxZI/AAAAAAAAA4A/zLnA6xD9YfA/s1600/elderycouple1.jpg)
Travel insurance
INSURANCE
Anyone who wants to make planning a vacation or even a longer trip, should thoroughly inquire about a travel insurance policy. Some target countries that are outside of Europe to put an existing travel insurance often ahead even at the entry and claim submission on an insurance contract, within Europe, but the travelers themselves decide how far he wants to be insured.
The concept of travel insurance can be divided into many sub-categories. There are, for example, the travel insurance that covers the case of an accident or spontaneously occurring disease abroad greater cost. Almost all health insurance companies offer medical insurance overseas at very different prices and conditions. You should individually consider what should be included in the insurance package. Plan an active or diving vacation, then look for providers that specifically offer such travel insurance, you can fly with the family to the beach, you find out about affordable family packages.
The travel insurance provides the Huk Coburg e.g. worldwide coverage for 42 days with no deductible and low monthly fee. AXA also offers extensive coverage of outpatient care or assume costs of necessary medication abroad.
Most Reiseverschicherungs providers with little differentiation in supply and performance, but a comparison can never hurt. Some vendors specialize in certain areas and depending on the type and duration of your vacation, you can almost tailor-made packages are offered individually.
Even a trip cancellation insurance is always recommended if the matter is for greater travel. It is always possible that a vacation will be canceled or postponed due to unforeseen events quickly must. A trip cancellation insurance is offered in most cases as an additional option when taking out travel insurance. This percentage depends on the price of your upcoming trip and it is highly recommended to take this additional option also all available.